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Find the Best Extended Auto Warranty Companies in Kansas City

An extended auto warranty (sometimes referred to as a service contract) picks up where your manufacturer’s bumper-to-bumper warranty ends. We researched the best extended auto warranty in Kansas City to help you offset repair costs that a new or used vehicle may incur once the initial warranty expires.

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Compare Top Extended Auto Warranties

#1 OUR FAVORITE
Overall satisfaction rating
  • 24/7 roadside assistance
  • 30-day guarantee
  • Now available in Missouri
  • A.M. Best “A” company

Save thousands on auto repairs!

Learn More Read More
#2
Overall satisfaction rating
  • No-haggle guarantee
  • Roadside plans for $59.95
  • Available in Kansas City
  • Mobile app

Select 3 plan options with deductibles as low as $100. Covers vehicles for up to 5 years or 125,000 miles.

Learn More (866) 254-0172 Read More
#3
Overall satisfaction rating
  • Available in Kansas City
  • Powertrain & specialty plans
  • Coverage for recreational vehicles
  • Plans for every vehicle & budget

Flexible payment plans, coverage on pricey items like transmissions and 24-hour roadside assistance are just a few of the features offered in CarShield’s customizable plans.

Learn More Read More
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Protect My Car
Overall satisfaction rating
  • 3 plans available
  • 30-day money-back guarantee
  • Available in Kansas City
  • Rental car benefits

Protect My Car allows a long 60-month repayment plan. Although their Ambassador plan only offers partial coverage, Protect My Car’s other plans satisfy a wide array of needs.

Learn More (609) 401-2762
AA Auto Protection
  • Wear & tear coverage options
  • Resolves claims quickly
  • 30-day money-back guarantee
  • Available in Kansas City
Location
Serves residents in
Kansas City, MO
(888) 222-4445
Delta Auto Protect
Overall satisfaction rating
  • ASE-licensed technicians on staff
  • Available in Kansas City
  • Customizable plans
  • Price match promise
Location
Serves residents in
Kansas City, MO
(866) 598-5429
American Auto Shield
Overall satisfaction rating
  • Available in Kansas City
  • Serving customers for over a decade
  • Resolves claims quickly
  • Your choice of mechanic
Location
Serves residents in
Kansas City, MO
(800) 531-1925

How to choose an extended auto warranty in Kansas City

Kansas City skyline

An extended auto warranty is a vehicle service contract that extends the protection on your new or used vehicle for more miles or years than your original warranty. You can purchase an extended warranty from the dealer or, for more flexibility, from a third-party company.

There are three types of third-party extended auto warranties:

  • Inclusionary coverage: covers what you choose
  • Powertrain: covers vehicle powertrain and components
  • Exclusionary or bumper-to-bumper: covers many components, except those you don’t want covered

Third-party warranties tend to have fewer service limitations and come with flexible and negotiable options, including common issues that affect Kansas City drivers the most.

Nearly half of the roads in Kansas City were rated as below fair condition in 2016, with 15 percent rated “very poor” and 8.5 percent in “serious” condition. Potholes and splintering are the main reasons for this rating and can seriously damage your vehicle. Because Kansas City is prone to high precipitation—a leading cause of potholes—it’s important that your warranty covers shock and suspension repairs.

Other Kansas City conditions that affect your car’s performance include cold weather, high humidity, corrosive road salt and severe storms. Having an extended auto warranty guarantees that you’re covered at all times throughout the year, despite road conditions and weather.

When choosing an extended auto warranty in Kansas City, make sure ample weather coverage is included. With many companies, you have the ability to tailor your coverage to fit your needs and budget. You can choose between a full-coverage, more expensive plan or a major-systems plan with a better price tag but fewer inclusions.

Take “bumper-to-bumper” coverage, for example. Most people assume it covers everything in your car. In most cases, however, a bumper-to-bumper warranty will not cover:

  • Tires
  • Modified factory accessories (stereo or engine)
  • Frayed seat belts
  • Headlights
  • Third-party electronics
  • Oil changes

In general, a two-year extended auto warranty starts at $1,000 and a five-year plan can cost $3,000, depending on your car and coverage. You should expect to pay more for your warranty if your car has higher mileage or special features.

In addition to understanding your coverage limits, you should also read through your service deductibles and waiting period for initial coverage. The average deductible costs between $50 and $200. You may also find $0 deductibles, but those warranties often cost more.

Your warranty should also include:

  • Direct payment for claims (be cautious of plans that require up-front payment)
  • Flexibility on where repairs can be made
  • A decent cancellation policy
  • Transferable policy

If your warranty does not include these features, it might not be the right coverage for you. Here is a list of Kansas City’s best extended auto warranty companies.

Kansas City Extended Auto Warranty Reviews

Endurance

Endurance’s extended auto warranty is accepted at your dealership and any ASE-licensed mechanic. All coverage is backed by an A.M. Best “A” rated insurance company and comes with 24-hour roadside assistance. There are four warranty plans to choose from. Endurance also offers a variety of discounts as well. Previously only available to residents of Kansas, Endurance now serves Missouri drivers too.

Endurance Learn More

CARCHEX

CARCHEX offers customized packages to save each customer time and money. It has over 30,000 approved repair facilities across the U.S. and each claim is paid directly to the facility itself. CARCHEX also has a 99.9% customer satisfaction rate and maintains an A+ rating with the Better Business Bureau.

CARCHEX Learn More (866) 254-0172

CarShield

CarShield has covered over 600,000 vehicles and paid over $1 billion in claims. It’s one of the most trusted names in the industry with consistently high reviews. With six plans to choose from, there’s something for every budget. Most plans come with 24/7 roadside assistance and low to no deductibles—allowing you to drive through all KC weather and roads conditions.

CarShield Learn More