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Find the Best Mortgage Lenders in Kansas City

Finding the perfect home is difficult enough, but finding a good mortgage lender shouldn't be. We researched top mortgage companies in Kansas City and found that the best mortgage lenders offer online, state-of-the-art technology to efficiently help settle your homebuyer finances and nerves.

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    Compare Top Mortgage Lenders

    #1 OUR FAVORITE
    AmeriSave
    Overall satisfaction rating
    • FHA, USDA & VA available
    • Custom online quote
    • Adjustable rate mortgages
    • Cash out refinancing

    Close in as few as 25 days!

    (866) 815-0655 Read More
    KC Mortgage Guy
    • Refinancing services
    • VA loans available
    • Physician loans
    • Consolidation assistance
    Location
    1201 NE 92nd St.
    Kansas City, MO 64155
    (816) 414-3239
    PrimeLending
    • First-time buyer program
    • Mortgage-only specialists
    • 30+ years of experience
    • Fixed-rate mortgages
    Location
    2311 Wakarusa Dr., Ste. J-1
    Lawrence, KS 66044
    (785) 856-1231
    Golden Oak Lending
    • M-Th: 8:30am - 7pm
    • F: 8:30am - 5pm
    • Sat: 9am - 5pm
    • goldenoaklending.com
    Location
    8595 College Blvd., Ste. #160
    Kansas City, KS 66210
    (913) 890-4653
    FirstTrust Financial, LLC
    • M-F: 9am - 5pm
    • Closed Sat and Sun
    • yourfirsttrust.com
    Location
    9229 Ward Pkwy., Ste. 100
    Kansas City, MO 64114
    (816) 363-3105
    James B Nutter & Company
    • M-F: 8:15am - 5pm
    • Closed Sat and Sun
    • jbnutter.com
    Location
    4153 Broadway Blvd.
    Kansas City, MO 64111
    (816) 531-2345
    Fountain Mortgage
    • M-F: 8am - 7pm
    • Closed Sat and Sun
    • fountainmortgage.com
    Location
    8340 Mission Rd., Ste. 240
    Prairie Village, KS 66206
    (913) 745-7000
    John Willoughby - Union Home Mortgage Corp
    • M-F: 9am - 5pm
    • Closed Sat and Sun
    • unionhomemortgage.com
    Location
    851 NW 45th St.
    Kansas City, MO 64116
    (800) 767-4684
    Metropolitan Mortgage Corporation
    • M-F: 9am - 5pm
    • Closed Sat and Sun
    • emetropolitan.com
    Location
    12721 Metcalf Ave., Ste. 103
    Overland Park, KS 66213
    (913) 642-8300
    Signature Mortgage Group LLC
    • M-F: 9am - 5pm
    • Closed Sat and Sun
    • signaturemortgage.net
    Location
    3100 Broadway Blvd., Ste 313
    Kansas City, MO 64111
    (816) 524-0707
    Mortgage Lenders of America, LLC
    • M-F: 9am - 5pm
    • Closed Sat and Sun
    • mortgagelendersofamerica.com
    Location
    10975 El Monte Ct.
    Overland Park, KS 66211
    (913) 491-4299
    American Equity Mortgage
    Overall satisfaction rating
    • M-F: 8:30am - 5pm
    • Closed Sat and Sun
    • americanequity.com

    American Equity is an annuity provider that sells multiple types of annuities in all 50 states and the District of Columbia. They are a publically-traded company that is American-owned and operated.

    Location
    6900 College Blvd., Ste. 200
    Overland Park, KS 66211
    (816)-361-9999
    Craig Miller - Delmar Financial
    • M-F: 8:30am - 5pm
    • Closed Sat and Sun
    • delmarfinancial.com
    Location
    6900 College Blvd., Ste. 750
    Overland Park, KS 66211
    (816) 318-8888
    MegaStar Financial Kansas City
    • M-F: 8am - 5pm
    • Closed Sat and Sun
    • megastarfinancialkc.com
    Location
    605 W. 47th St., Ste. 210
    Kansas City, MO 64112
    (816) 595-8400
    LeaderOne Financial Corp.
    • M-F: 9am - 8pm
    • Closed Sat and Sun
    • easyloankc.com
    Location
    10020 NW Prairie View Rd. #100
    Kansas City, MO 64153
    (816) 285-3480

    How to choose a mortgage lender in Kansas City

    kc mortgage skyline

    Compared to national averages, Kansas and Missouri mortgage rates are lower—meaning homebuyers in KC can expect to spend less in the long run. Find comparisons on Bankrate, which conducts weekly national surveys of lenders to give homeowners a glimpse of what to expect from the market. Rates vary among companies, so comparing estimates from a variety of lenders can be just as important as negotiating home price.

    A jumbo mortgage is a large home loan that exceeds federal conforming loan limits, which, in Kansas City, top out at $453,100. Rates for these loans are often a few percentage points higher than 30-year fixed rates and come with a more difficult qualifying process. If you are looking to buy a home that exceeds this price, expect to pay a higher down payment and have better credit.

    The Kansas City real estate market

    For the past three years, Kansas City’s employment growth has outpaced national rates, leading to an influx of residents. The housing market is booming and competitive—leading to a surplus of buyers and a shortage of inventory. The Kansas City Regional Association of Realtors predicts a continued rise in housing demand and encourages buyers to make offers quickly.

    The average sales price for KC homes in 2018 is $234,821, close to the average home cost in U.S. of $216,000, according to Zillow. More affordable neighborhoods like up-and-coming Waldo average home prices below $200,000. For nicer areas like Ward Estates, which ranks 92nd of the nation’s wealthiest neighborhoods, homebuyers can expect to pay an average of $364,000 per home.

    For homebuyers looking for a great deal on good homes in lesser neighborhoods, Kansas City, Kansas, just minutes from downtown but across state lines, averages $92,1000 in price. Exciting growth in KC makes this a smart place for homebuyers who want to invest their money and futures in a great city.

    Kansas City Mortgage Lenders Reviews

    AmeriSave

    As a national leader in mortgage financing, AmeriSave is a trusted name in real estate. The online company, offers transparent, low pricing and great customer service. In fact, more than 93% of customers say they would recommend AmeriSave to friends and family.

    AmeriSave (866) 815-0655

    KC Mortgage Guy

    KC Mortgage Guy is a hard-working, well-established lender in the Kansas City area. Loans can be filled out quickly online, and the team is always on hand to answer questions throughout the process. The company's goal is to exceed expectations, which they've accomplished if reviews are any indication. KC homebuyers call KC Mortgage guy “fantastic,” “outstanding” and “transparent.”

    KC Mortgage Guy

    PrimeLending

    As the No. 1 Lender in KC, PrimeLending has been known for its performance for nearly three decades in Kansas City. With multiple branch locations and a wide variety of customizable loan products and programs, PrimeLending is ready to solve any problem—and they promise to do it quickly and correctly.

    PrimeLending