Compare Top Mortgage Lenders
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Authorized Partner
Quicken Loans
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Learn More | Read More | |
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Authorized Partner
Rocket Mortgage
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AmeriSave
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KC Mortgage Guy
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Location
1201 NE 92nd St.
Kansas City, MO 64155
(816) 414-3239
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PrimeLending
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Location
2311 Wakarusa Dr., Ste. J-1
Lawrence, KS 66044
(785) 856-1231
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Golden Oak Lending
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Location
8595 College Blvd., Ste. #160
Kansas City, KS 66210
(913) 890-4653
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FirstTrust Financial, LLC
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Location
9229 Ward Pkwy., Ste. 100
Kansas City, MO 64114
(816) 363-3105
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James B Nutter & Company
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Location
4153 Broadway Blvd.
Kansas City, MO 64111
(816) 531-2345
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Fountain Mortgage
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Location
8340 Mission Rd., Ste. 240
Prairie Village, KS 66206
(913) 745-7000
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John Willoughby - Union Home Mortgage Corp
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Location
851 NW 45th St.
Kansas City, MO 64116
(800) 767-4684
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Metropolitan Mortgage Corporation
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Location
12721 Metcalf Ave., Ste. 103
Overland Park, KS 66213
(913) 642-8300
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Signature Mortgage Group LLC
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Location
3100 Broadway Blvd., Ste 313
Kansas City, MO 64111
(816) 524-0707
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Mortgage Lenders of America, LLC
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Location
10975 El Monte Ct.
Overland Park, KS 66211
(913) 491-4299
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Authorized Partner
American Equity Mortgage
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American Equity is an annuity provider that sells multiple types of annuities in all 50 states and the District of Columbia. They are a publically-traded company that is American-owned and operated. |
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Location
6900 College Blvd., Ste. 200
Overland Park, KS 66211
(816)-361-9999
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Craig Miller - Delmar Financial
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Location
6900 College Blvd., Ste. 750
Overland Park, KS 66211
(816) 318-8888
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MegaStar Financial Kansas City
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Location
605 W. 47th St., Ste. 210
Kansas City, MO 64112
(816) 595-8400
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LeaderOne Financial Corp.
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Location
10020 NW Prairie View Rd. #100
Kansas City, MO 64153
(816) 285-3480
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How to choose a mortgage lender in Kansas City
Compared to national averages, Kansas and Missouri mortgage rates are lower—meaning homebuyers in KC can expect to spend less in the long run. Find comparisons on Bankrate, which conducts weekly national surveys of lenders to give homeowners a glimpse of what to expect from the market. Rates vary among companies, so comparing estimates from a variety of lenders can be just as important as negotiating home price.
A jumbo mortgage is a large home loan that exceeds federal conforming loan limits, which, in Kansas City, top out at $453,100. Rates for these loans are often a few percentage points higher than 30-year fixed rates and come with a more difficult qualifying process. If you are looking to buy a home that exceeds this price, expect to pay a higher down payment and have better credit.
The Kansas City real estate market
For the past three years, Kansas City’s employment growth has outpaced national rates, leading to an influx of residents. The housing market is booming and competitive—leading to a surplus of buyers and a shortage of inventory. The Kansas City Regional Association of Realtors predicts a continued rise in housing demand and encourages buyers to make offers quickly.
The average sales price for KC homes in 2018 is $234,821, close to the average home cost in U.S. of $216,000, according to Zillow. More affordable neighborhoods like up-and-coming Waldo average home prices below $200,000. For nicer areas like Ward Estates, which ranks 92nd of the nation’s wealthiest neighborhoods, homebuyers can expect to pay an average of $364,000 per home.
For homebuyers looking for a great deal on good homes in lesser neighborhoods, Kansas City, Kansas, just minutes from downtown but across state lines, averages $92,1000 in price. Exciting growth in KC makes this a smart place for homebuyers who want to invest their money and futures in a great city.
Kansas City Mortgage Lenders Reviews
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Quicken Loans |
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Using Quicken Loans means that borrowers can select from the different mortgages, including FHA, VA, jumbo, and fixed- and adjustable-rate conventional loans. The company also offers refinancing options for homes and investment properties, including cash-out refinance loans. Quicken Loans’ mortgage rates start at 2.75% APR at the time of publishing. |
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Rocket Mortgage |
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Rocket Mortgage offers conventional, VA, FHA and jumbo mortgages along with refinancing loans for houses and condos. It also provides Verified Approval Letters and online applications. At the time of publishing, its mortgage rates fall between 2.626% and 3.139% APR for fixed, conventional mortgages. |
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AmeriSave |
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As a national leader in mortgage financing, AmeriSave is a trusted name in real estate. The online company, offers transparent, low pricing and great customer service. In fact, more than 93% of customers say they would recommend AmeriSave to friends and family. |
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KC Mortgage Guy |
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KC Mortgage Guy is a hard-working, well-established lender in the Kansas City area. Loans can be filled out quickly online, and the team is always on hand to answer questions throughout the process. The company's goal is to exceed expectations, which they've accomplished if reviews are any indication. KC homebuyers call KC Mortgage guy “fantastic,” “outstanding” and “transparent.” |
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PrimeLending |
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As the No. 1 Lender in KC, PrimeLending has been known for its performance for nearly three decades in Kansas City. With multiple branch locations and a wide variety of customizable loan products and programs, PrimeLending is ready to solve any problem—and they promise to do it quickly and correctly. |
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